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(enter 10% as 10)
But be careful, at 12% it will be:
Your results The first figure gives the total monthly payment for a straight repayment mortgage, including both interest and payment towards the capital loan amount. This reduces the amount owed on the capital, month by month. The second figure shows the amount of interest payment only. Anyone opting for an interest-only mortgage, such as linked to an endowment, ISA or pension savings policy, will need to add the cost of the monthly premiums of the policy to the interest figure above. On maturity the savings policy is intended to pay off the capital loan These figures are only a guide. We recommend that you obtain exact figures from a specific lender before committing to any mortgage.
Loan calculator (Loan->Payment)
Loan calculator (Payment->Loan)
This one takes a lump sum of money and compounds it monthly over a fixed period of time at a fixed annual yield. Plus it allows you to add monthly contributions.
Mortgage Refinancing Calculator
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Principal balance of your mortgage or current payoff amount
Monthly mortgage payment (Principal & Interest Only):
Mortgage's current interest rate:
Interest rate you will be refinancing at:
Number of years you will be refinancing for:
Finance the closing costs?
This is how much your monthly payment will be if you refinance:
Monthly Payment Reduction:
# of months for interest savings to offset closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):
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